What is Indexed Universal Life (IUL) insurance?
Permanent life insurance with an added cash value component in addition to a death benefit is known as Indexed Universal Life (IUL) insurance. With potential for larger returns, the cash value increases in accordance with how well an index of stocks performs. It offers prospective tax savings in addition to flexibility in premium payments and death benefit alternatives. But, before making a purchase, it's critical to comprehend the costs, return limitations, and dangers.
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